Credit fux0red part 2

Today I got a "credit card" from "1st national card" for "cca (catlog) shopping". Uh huh. Some googling shows this to be a scam. Very well done, but a scam; it's not a credit card but an invitation for a catlogue shopping company membership card. Googling shows this to be a very very bad company, preying on people with bad credit. Hmmm...

However, it was addressed to "Stephen Harris". All my reports say "Stephen W Harris".

Now... in the past I have had letters and demands for a "Stephen Harris" owing money on accounts going back to 1998. Since I didn't move to this country until 2001 it couldn't have been me. Every time I called them up it turns out to be another Stephen Harris with a different SSN. Also, at one point,my HSBC accounts had their address changed; HSBC claimed they received a change-of-address notification from the post office.

When I first moved here I had trouble with Verizon and the gas company... they didn't want to open an account for me; I presumed because the previous occupant hadn't paid their bills!

Now what I'm wondering is if there used to be a previous "Stephen Harris" living in this apartment who really fucked his credit rating and somehow his information has been added to my report. I'll be very pissed if that is the case, but it's the only thing I can think of. Why else would I get nasty letters, have trouble getting services, and now receive invitations from people known to prety on poor credit risks.

I could be utterly screwed in my credit because of some extremely unlikely coincidence...

Shit.

This is pissing me off and making me VERY depressed.

Why Tori has made me a better man

Having Tori in my life has presented me with someone to love; someone to care for; someone whose life I can make better. If I die tomorrow I will die knowing that I made (no matter how small an amount) her life better; she is happier as a result of my existence on this Earth. That's made me a better person; my life has had some meaning...

(and now just on the Muppet Show DVD I'm watching they just had Diana Ross sing this song....)

Reach Out And Touch (Somebody's Hand)
Diana Ross
(Nickolas Ashford/Valerie Simpson)

Reach out and touch
Somebody's hand
Make this world a better place
If you can
Reach out and touch
Somebody's hand
Make this world a better place
If you can

(Just try)
Take a little time out of your busy day
To give encouragement
To someone who's lost the way
(Just try)
Or would I be talking to a stone
If I asked you
To share a problem that's not your own
We can change things if we start giving
Why don't you

Reach out and touch
Somebody's hand
Make this world a better place
If you can
Reach out and touch
Somebody's hand
Make this world a better place
If you can

(Just try)
If you see an old friend on the street
And he's down
Remember his shoes could fit your feet
(Just try)
Try a little kindness you'll see
It's something that comes very naturally
We can change things if we start giving

Why don't you
Reach out and touch
Why don't you (Why don't you)
Reach out and touch somebody's hand

Reach out and touch
Somebody's hand
Make this world a better place
If you can
Reach out and touch
Somebody's hand
Make this world a better place
If you can