sweh: (Default)
[personal profile] sweh
I get a letter from my credit card company; they've reduced my credit limit. WTF? The reason they gave?

SERIOUS DELINQUIENCY AND PUBLIC RECORD OR COLLECION FILED
TIME SINCE DELINQUENCY IS TOO RECENT OR UNKNOWN

then they waffle about too much credit then

NUMBER OF ACCOUNTS WITH DELINQUENCY


WTF? I have no delinquent accounts; no collection agency is after me; I have no public judgements against me.

Am I the victim of ID theft? Fuck.

So I hit the transunion web site... you have to use snail mail to request your credit report in situations like this.

I am really pissed off.

January 2026

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